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On Moving, Part 2
June 8, 2017 /Growing up in Washington State, I was convinced my mother and stepfather were ascetic monks disguised as law-abiding citizens. Everything about our house in the woods—its dirt driveway and wood-fired stove, the rickety doors that were forever creaking and driving us all mad—suggested an extension of pioneer society, a devotion to hard work and self-denial accompanied by a general mistrust of modern comforts. My family didn’t seriously invest in electric heating until after I left for college (during winter, I was forever walking around like the little brother in A Christmas Story, wearing roughly 20 sweaters and weeping about not being able to put my arms down), and our shower usually had only 30 seconds of hot water per day. My mother was forever banging on the bathroom door, ordering us to get out of the shower and stop wasting precious natural resources. This lifestyle became especially troublesome once I entered high school. Living in a largely affluent small town, most of my friends enjoyed accordingly cushy lifestyles: palatial homes, unlimited heat, fancy refrigerators that dispensed pompous quantities of ice and filtered water. Such modern conveniences seemed impossibly luxurious to my untutored experience, more akin to the advanced technologies of science…Read more
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Five Tax Breaks for Homeowners
February 10, 2017 /Now that it’s February, most of us have probably emerged from our flabbergasted holiday stupors and (with the help of a strong cup of coffee), finally achieved normalcy just in time for tax season. However, before you panic and begin overturning couch cushions to find the receipts you foolishly lost back in September, it’s useful to remember that plenty of helpful tax breaks exist for homeowners. Tax breaks for homeowners vary widely according to each person’s unique situation. Even so, it helps to be aware of the general options available for homeowners looking to save money during the tax season. Read on to learn more about how your home can help you save money when it comes time to file. Deductions for Mortgage Interest The interest American homeowners pay on a mortgage is tax deductible. For those who are married and filing jointly, it’s possible to deduct your interest payments for mortgages totaling as much as $1 million. Additionally, private mortgage insurance payments are deductible for those homeowners who took on a mortgage after 2006. Overall, these tax breaks make a big difference when it comes to alleviating the financial burden of homeownership. In fact, in 2011 American homeowners benefited…Read more
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Colorado, Ho! (Part 1)
July 8, 2016 /Way out in the wilds of Oregon, an overstuffed hatchback is laboring up the side of a tiny mountain at about eight o’clock in the morning. Though the recommended speed limit is a brisk 70 miles per hour, the wee beleaguered hatchback is huffing and puffing along at a sluggish 35, due to its general and aforementioned overstuffed-ness. Now (if you’ll humor me), let’s peek in the window of this particular hatchback and take a closer look at the driver: keeping his grumbles and complaints to a bare minimum, the driver (who, it’s worth mentioning, is a devilishly handsome fellow) stoically switches on the emergency blinkers and guides his vehicle gamely up the giddy steepness of the mountain slopes while, in the passenger seat beside him, the driver’s patient and long-suffering girlfriend encourages him with well-chosen words bursting with good-natured positivity. There’s a light drizzle pattering over the windshield, and everyone involved is suffering from a more-or-less dramatic lack of caffeine. I mention this seemingly random scenario because it’s exactly the situation I found myself in a few days ago as I set off on yet another move to yet another state. As you probably guessed, I was the driver,…Read more
